Our Story

Cosmo Lender's founder was a small business owner who frequently had to rely on merchant cash advances to help him pay short term bills. He had to call hundreds of lenders to find their conditions, negotiate to get the right loan and then manage multiple relationships with lenders over time. This was an ongoing process that became very time consuming because as his business expanded, he had to constantly make sure he was getting the best terms for his business. For each loan, he saw that he was sending well over one hundred text messages and phone calls. That’s when he decided to launch Cosmo Lender, the first ever marketplace for the industry where small business owners can have a one stop shop to get access to quick funding.